Blogs

Stay Safe This Holiday Season: How to Avoid Holiday Scams

The holiday season has arrived in West Michigan—storefronts are decorating, families are gathering plans, and communities from Lowell to Greenville are beginning to glow with lights and anticipation…. Learn More →

Blogs | Car Buying Tips | Featured | Personal Finance | Uncategorized

Refinancing Your Car Loan

Quick tips to shave dollars off your payments and total interest paid. Ever thought about refinancing your car loan to capture a lower interest rate? It can be… Learn More →

Tips for Managing Finances as a Freelancer or Gig Worker

Best practices for budgeting and saving with inconsistent income. Do one thing: If you don’t already have a high-yield savings account, consider opening one and depositing your paychecks… Learn More →

Blogs | Cybersecurity | Featured | Identity Theft

Scammers Continue to Steal Billions From Elderly Adults

Follow these fraud prevention tips to help protect seniors from losing their savings It seems like scammers never sleep. Criminals are constantly coming up with creative ways to… Learn More →

Blogs | Featured | Financial Literacy | Personal Finance | Student Loans

Federal Student Loan Repayment Guide

The Federal Student Loan Repayment Pause Has Ended. What to know about collection plans for delinquent loans and those in default. Do one thing: If you are unsure… Learn More →

Blogs | Cybersecurity | Featured | Financial Literacy | Identity Theft

How to Protect Your Credit From Identity Theft

Consider these practical steps to protect your personal information and keep your credit safe. Do one thing: If you haven’t already, consider freezing your credit at all three major… Learn More →

Blogs | Budgetting | Featured | Financial Literacy

How to Manage Unexpected Expenses Without Going Into Debt

Consider these strategies for handling life’s financial surprises. Do one thing: If you don’t have an emergency fund, start now by setting aside a small amount every week in… Learn More →

Blogs | Budgetting | Featured | Financial Literacy | Saving

How to Set Realistic Savings Goals for the Year Ahead

As the new year begins, it’s a great time to think about your money and make some smart savings goals. Whether you’re saving for a trip, planning to… Learn More →

Blogs | Budgetting | Featured | Saving

Savvy Holiday Spending

Tips and ideas to stay out of debt this holiday season. Do OneThing: Make a list of everyone you need to buy a gift for this season. Then, carefully… Learn More →

Blogs | Featured | Financial Literacy | Saving

Why Saving for Retirement Early is Important

A study found retirees regret not saving more. According to a new report from Lincoln Financial Group, your golden years might be marred by regret about one thing:… Learn More →

Blogs | Featured | Financial Literacy

Understanding the Difference Between a Credit Union and a Bank

When it comes to managing your money, you might wonder whether a bank or a credit union is the right choice. Though they may seem similar at first… Learn More →

Blogs | Cybersecurity | Featured

Protecting Your Finances: A Guide to Cybersecurity for Credit Union Members

As a credit union member, your financial security is a top priority. With the rise of online banking and digital transactions, protecting your personal and financial information from… Learn More →

Blogs | Featured | Financial Literacy

Understanding the Difference Between a Debit Card and a Credit Card

In the realm of personal finance, two essential tools are the debit card and the credit card. While they might look similar and are both used for transactions,… Learn More →

Blogs | Car Buying Tips | Featured

Leasing vs. Buying a Vehicle: What’s Best for You?

When it comes to acquiring a new vehicle, one of the biggest decisions you’ll face is whether to lease or buy. Both options have their advantages and disadvantages,… Learn More →

Blogs | Featured | Financial Literacy | Student Loans

Getting A Student Loan

Student Loan Process: When, How, Where Student loans have started to become the backbone of the modern education system. Now that college has become more expensive, it’s difficult for… Learn More →

Blogs | Featured | Saving | Uncategorized

Financial Literacy For Teens: How to Create Responsible Financial Behaviors

Consider these 5 points when talking with young people about being more money wise When it comes to teaching adolescents and teens the keys to financial literacy, there’s… Learn More →

Blogs | Featured | Saving

Unraveling the Mysteries of Health Savings Accounts (HSAs)

As healthcare costs continue to rise, it’s essential to explore ways to manage these expenses effectively. An HSA is a valuable tool that can help you save money… Learn More →

Blogs | Featured | Saving

Mastering Your Finances: A Step-by-Step Guide to Creating a Budget

At River Valley Credit Union, we understand the importance of financial wellness and stability. Creating a budget is a fundamental step towards achieving your financial goals and securing… Learn More →

Blogs | Featured

Your Tax Document Checklist

Ready to get your taxes done? It’s a good time to start thinking about it. If you’re thinking about taxes, here’s a paperwork checklist to get you set… Learn More →

Featured | Staff Blog

RVCU Staff Blog: Fraud Prevention and Scam Spotting

You open your mail. You won the lottery! As you read the letter saying how much you’ve won, your mind starts racing. Now, you can go on that… Learn More →

Blogs | Featured | Tips and Tricks from RVCU

Tips on Buying a Car

Buying a new vehicle can be fun and enjoyable if you do your homework. River Valley Credit Union wants to help make the process of buying a vehicle… Learn More →

Blogs | Saving | Tips and Tricks from RVCU

How to Talk to Your Kids About Money

Talking to your kids about money can be tough. It’s often a topic that is avoided or ignored. However, financial literacy is an invaluable skill that should be… Learn More →