Receive free gifts, cash back and more–just for using RVCU services!

FAQ

How do I start earning points?

As an active member, you’ve already started earning points. The more services you use from RVCU, the more points you earn. See the table below to learn how you can earn more points.

Do points expire?

No, points never expire. You will continue to earn points based on your activity and can redeem points at any time.

How can I find out how many points I have?

You can find out by logging into It’sMe247 Online Banking, or by asking an associate.

Where can I redeem my points?

You can redeem your points at any RVCU location. Seasonal items are added throughout the year, so stop into any branch to see new merchandise.

Learn More

Save Money on Services with Loyalty Rewards.

Rewards LevelBasic (0-99 points)Silver (100-199 points)Gold (200-299 points)Platinum (300+ points)
MembershipFREEFREEFREEFREE
Statement Copy$5.00$2.00$1.00FREE
Corporate Drafts$3.00$3.00FREEFREE
Deposited Item Return$10.00 per item$5.00 per item$3.00 per itemFREE
Money Order$1.00$1.00FREEFREE
Wire Transfer (Domestic)$15.00$10.00$10.00$5.00
Wire Transfer (Foreign)$30.00$25.00$15.00$10.00
Account Reconciliation$20/hr$15/hr$10/hr$5/hr
Overdraft Transfer Fees$3.00$3.00FREEFREE
Draft Copy Fee$5.00$2.00$1.00FREE
PIN-Based Transactions/Withdrawals (ATM/Debit Cards) Monthly5 FREE
($1.50 each after)
7 FREE
($1.50 each after)
10 FREE
($1.50 each after)
15 FREE
($1.50 each after)

How to Earn Points

Use the following table to calculate how many points you accumulate each month, or to see how you can start earning more!
Services
Points
Total
Additional Savings Account Products25
Checking Account or Active Debit Card50
Money Market25
Term Share Certificates50
IRA Savings or Certificates50
Share Account Balances
Balance up to $1,00025
Balance $1,001-$5,00050
Balance $5,001-$10,00075
Balance over $10,001100
Negative Share Account Balance-500
Home Equity Loan75
Any Other Loan25
Loan Account Balances
Loan Balance up to $5,00025
Loan Balance $5,001-$10,00050
Loan Balance $10,001-$25,00075
Loan Balance Over $25,001100
Delinquent Loans over 30 days late-500
Activity
Active ATM Card25
Active Debit Card50
Active VISA Credit Card50
Active Audio Response Use25
Active Home Banking Use25
Active eStatements50
Active Bill Pay50
Payroll Deposit of at least $500 per month50
ACH Deposit of at least $500 per month50
Loan Payments made via AFT50
Valid Email Address10
eNotices Enrolled10
eAlerts Enrolled10

Redeem your points for fun merchandise or cash!

Learn More

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