River Valley Credit Union’s Overdraft Privilege gives you peace of mind when life happens. Instead of embarrassing bounced checks or inconvenient returned payments, which can result in high fees, for just $25, Overdraft Privilege allows these items to be paid.
Overdraft Privilege is a simple and convenient way to help ensure your everyday debit card transactions clear when you need them to be in the event your account balance runs low. Consider it a safety net or a last line of defense when all other options have been exhausted.
Your Overdraft Privilege Extended Coverage settings can be viewed, and updated, through online banking. Once you’ve logged in with your username and password, go to the “Info Center”, “My Preferences” and select “Overdraft Services”.
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Your Responsibilities for Insufficient Funds & Overdrafts