Deposit a check anywhere using your mobile device with EasyDeposit, available on our Mobile App.
- Deposit by 11 PM ET and your money will generally be available for withdrawal by the next business day. Holds may apply.
- Write “ For Mobile Deposit only” on back of the check and endorse it. Please keep check for a week in case review is required, after which you should destroy it.
- To avoid delays in processing or rejection of your check, please ensure that the quality of the image is clean and in-focus. Blurry checks may be rejected.
Who can use EasyDeposit?
Members must register for EasyDeposit before they are able to use the feature.
Members who are in good standing with River Valley Credit Union will typically be
approved to use EasyDeposit within one business day. If you have questions about
your EasyDeposit application, please call us (616)787-7481.
How do I register for EasyDeposit?
1. Download the new River Valley Credit Union App in the Google Play Store or
the App Store.
2. Log in to your online banking account by clicking “Locked.”
3. Click on the tab “Move Money”
4. Select “Deposit Check”
5. Select “Register for Remote Deposit Capture”
6. Your application will be reviewed by our team — your approval should be
completed within one business day.
How do I deposit a check with EasyDeposit?
1. Click on the tab “Move Money”
2. Select “Deposit Check”
3. Select “Deposit Your Check”
4. Enter the check amount
5. Select “Take Picture” to snap a picture of the front of the check, and again for
the back. Be sure the entire check is in the frame and that it is readable
6. Select which account you’d like your check to be deposited into.
7. Hit “Submit”
8. Write “Deposited” on every check after you deposit it with EasyDeposit. Keep
deposited checks for 7 days in case RVCU needs to review your check.
9. Most checks deposited by 11 PM ET will be available for withdrawal the next
Why is my check on hold?
RVCU may put your check on hold if:
• The picture quality is blurry
• The entire check is not within the frame
• We suspect the check was a duplicate of a previously deposited check
• We have questions about the check
• We need to verify that the check is valid
When will my deposited check be available?
Most checks deposited before 11PM ET will be available for withdrawal the next
business day. Holds may apply.
Questions on EasyDeposit? Call Us: (616) 787-7481.