Family enjoying a sunny day in a swimming pool while wearing oversized yellow sunglasses and floating on a bright yellow raft. Text promotes River Valley summer loan options with the headline, “From Pool Dreams to Summer Plans, We’re Here to Help.”

Skip the Payment. Catch the Summer.

Summer is for making memories—not stressing about your monthly loan payment.

With River Valley Credit Union’s Summer Skip-A-Payment program, eligible members can skip a loan payment and enjoy a little extra flexibility for vacations, family activities, home projects, or whatever summer has in store.

Even better, every skipped payment helps support a great cause. For each loan payment deferred, River Valley will donate $5 to Livestrong at the YMCA, helping local cancer survivors and their families access programs focused on strength, wellness, and community.

Take a Break This Summer

For just $30 per loan, you can defer your payment and move it to the end of your loan term.

Getting Started Is Easy

  • Visit any River Valley branch to complete a Skip-A-Payment form.

    Or
  • Request an electronic form and sign securely from your phone, tablet, or computer.

Make Summer Count

Enjoy a little extra breathing room in your budget while helping make a difference in our community.

Apply by June 30, 2026.

Download the Summer Skip Form
Request eSign Form

* Loan must have at least 4 months of payment history and all accounts must be current to qualify. Real Estate, Visa, and Revolving Loans are excluded. Deferring a payment means that interest will continue to accumulate on your loan during the skipped month, which will increase the total cost of borrowing. All other terms and provisions of the original loan agreement are unchanged and remain in full force and effect. Limit 6 deferments per loan.