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Drive, Ride, or Float with Confidence

Ready for a new car, boat, motorcycle, or RV? We make financing easy with low rates and flexible terms.

What’s a Collateral Loan?

A collateral loan means you’re using the item you’re buying (like a car or boat) as a guarantee you’ll repay the loan. If you don’t make payments, the lender can take back the item. Because there’s less risk for the lender, rates are usually lower than unsecured loans.

Why Choose River Valley?

  • Low Interest Rates – Save money over time
  • Flexible Terms – Pay it off at a pace that works for you
  • Quick Approvals – Apply online or in person
  • Refinance Options – Already have a loan? We may help you lower your payment

What Can You Finance?

  • New or used vehicles
  • Boats, motorcycles, RVs, and more
  • Even recreational gear like ATVs and snowmobiles

Loan Rates

“I love River Valley Credit Union’s great customer service and fabulous loan rates. The customer service when applying for a loan has always been superior and with the low rates available, River Valley Credit Union just can’t be beat!” – A Valued Member

Ready to Roll? Apply Now

Questions? Call or text us at 616-787-7481 – we’re happy to help!


Auto Loan Resources

NADA Guides

Tips on Buying a Car


*Restrictions Apply. The interest rate may be higher or lower depending on credit history.
Rates as of 04/18/2025