Call or Text Today! 616.787.7481
Choose River Valley First for your checking!
Why Join RVCU?
no-fee checking
debit card rewards
NCUA Insured up to $250,000
Because banking should feel human. We’re member-owned (not big-bank-owned), so every decision is made with you in mind. Your money stays local, helping strengthen the community around you. We make money stuff easier with simple tools and helpful financial education — and when you need support, you’ll talk to a real person, not a robot. It’s checking that actually checks all the boxes.
Locations
Average Star Rating
Members
“Fast, professional and highly effective service! RVCU has proven yet again, that they care about their customer and their needs and about providing excellent service!“
Thomas L
“I have been with River Valley for 15yrs I absolutely love them. They have been extremely easy to work with. I have had multiple loans with them and have never had an issue. Since joining with them I moved over an hr away and they still make my banking convenient to me.“
Lisa B
“By far, had the best rates around! Fast, friendly and streamlined process, when working with River Valley Credit Union. Highly recommend!!“
Ginger B
Why Choose Our Checking Account?
- No Monthly or Annual Fees
- No Minimum Balance Requirement
- Instant Issue Visa Cards
- Access to Nearly 30,000 Surcharge-Free ATMs Nationwide
- Overdraft Privilege and Protection Options
- Online Banking with Free Mobile Check Deposit
Who can join?
You’re eligible to join RVCU if you live, work, worship, or attend school in Kent, Montcalm, or Ionia County, Michigan. Individuals age 55 or older may also qualify if they receive retirement income—such as a pension or Social Security—and live in, or are part of a retirement organization located in, one of these counties.
Ada Branch
Monday – Friday: 9 am – 5 pm
Lowell Branch
Monday – Friday: 9 am – 5 pm
Saturday: 9 am – 12 pm (Drive-thru only)

