Simple. Free. Local Checking You Can Trust.
No monthly fees. No minimum balance. Just easy banking with people who know you.
Open a River Valley Credit Union checking account with help from our local team.
Why Choose River Valley Credit Union Checking?
- No monthly service fees
- No minimum balance required
- Free debit card & ATM access
- Mobile & online banking included
- Local service in Ada, Lowell & Edmore
How to Open a Checking Account
Getting started is easy — and we’re here to help.
Our friendly staff is here to make opening a checking account simple and stress-free.
- Start your request online or contact us
- A River Valley team member connects with you
- Review and sign your documents electronically or at a branch
- Your checking account is ready to use
⏱️ Most accounts are completed quickly once we connect with you.
Banking Made Simple — With No Hidden Fees
River Valley Credit Union is local, people-focused banking — built around you, not big banks.
- No monthly maintenance fees
- No minimum balance requirements
- Free debit card
- Access to thousands of ATMs
- Secure mobile and online banking
- Local service from people you can talk to
Built for Your Everyday Life
Manage your checking account with tools that fit your life:
- Mobile check deposit
- Online bill pay
- Account alerts
- Easy transfers
- Secure 24/7 access
What You’ll Need to Get Started
- Valid government-issued ID
- Social Security number
- Basic contact information
What Our Members Say
“River Valley Credit Union makes me feel like more than just a number. The staff truly cares, and banking is simple and stress-free.”
— River Valley Member
Local. Trusted. Member-Owned.
River Valley Credit Union has proudly served our communities for decades. When you open a checking account with us, you’re choosing local decision-making, personal service, and a credit union rooted in your community.
Ready to Get Started?
Let our team help you open a checking account!
Contact a Local Branch
Phone: 616-787-7481
Questions?
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