Young woman holding gift card. Focus on card.

Simple. Secure. Seriously Rewarding.

At River Valley Credit Union, we think your credit card should work for you — not against you. That’s why our RVCU Visa Credit Card is built around real value, everyday convenience, and member-first perks.


🔥 Highlights You’ll Love

Balance Transfer Special
Transfer balances from higher-interest cards and enjoy 3.99% APR* for 6 months!

Low Rates That Stay Low
Enjoy competitive rates starting at just 7.50% APR* — no tricks, just smart savings.

No Annual Fees, Ever
Keep more money in your wallet with $0 annual fees.

Worldwide Acceptance
Shop anywhere Visa® is accepted — online, in-store, or abroad.

Built-In Security
Your card comes with chip protection and is compatible with Apple Pay™, Google Pay™, and Samsung Pay™ for ultra-safe, touchless transactions.

ScoreCard® Rewards
Earn points on every purchase and redeem them for travel, gear, gift cards, and more!
Learn about ScoreCard Rewards »

🚀 Ready to Apply?

Opening an RVCU Visa Credit Card is fast, easy, and full of perks.
Apply Now


📲 Stay in Control with the Card Suite Lite App

Take charge of your card from your phone! With the Card Suite Lite app, you can:

  • Lock and unlock your card instantly
  • Get real-time alerts
  • Set spending limits and monitor transactions
    Explore Card Suite Lite »

To report unauthorized transactions on your Visa card, please call 1-855-961-1602.
*Restrictions Apply. The interest rate may be higher or lower depending on credit history.
3.99% is only on new credit cards.
Rates as of 04/18/2025