Young woman holding gift card. Focus on card.

Other cards hide their sky-high interest rates and hidden fees behind flashy rewards programs and lucrative-sounding offers–not so at River Valley Credit Union.

RVCU offers a simple, member-centered credit card that comes with 24-7 online access and great service to go along with the power of Visa–the most accepted card on Earth!

Earn ScoreCard® Reward Points when you make purchases using your River Valley CU Visa Credit Card.

  • Chip technology for greater security
  • Apple Pay™, Google Pay™, and Samsung Pay™ are available for all RVCU cards
  • Low rates
  • No annual fees

Rates as low as 7.50% APR*

Apply for an RVCU Visa Credit Card


3.99% APR* Balance Transfer

Looking to consolidate expensive cards or just looking for a better rate? Look no further! Receive a low 3.99% APR* for the first six months when you transfer your credit card balance to an RVCU Visa.

Apply Here


Reloadable Visa

Perfect for kids, teens, or safer online shopping. Stop in today to learn more.


Visa Gift Cards

River Valley Credit Union offers Visa Gift Cards for any amount. It’s a perfect choice for a wedding, graduation, holiday, or birthday gift!


Card Safety Tips

Download Card Suite Lite

Card Suite Lite is the only app for members that gives them full control of their credit and debit card usage in a way they’ve never had before.

With Card Suite Lite, you’re alerted to potential fraud and empowered to decide when, where, and how your cards are used in real-time. RVCU members who use Card Suite Lite will wonder how they ever lived without it.

Available for Apple and Android devices.

To report unauthorized transactions on your Visa card, please call 1-855-961-1602.
*Restrictions Apply. The interest rate may be higher or lower depending on credit history.
3.99% is only on new credit cards.
Rates as of 12/21/2024