Turn Your Home’s Value Into Cash
Need money for big expenses like home renovations, tuition, or debt consolidation? A home equity loan from River Valley Credit Union lets you borrow against the value of your home — often at a lower rate than credit cards or personal loans.
What Is a Home Equity Loan?
When you own a home, you build equity — the difference between what your home is worth and what you still owe. A home equity loan lets you borrow a portion of that equity in a lump sum and pay it back over time with fixed monthly payments.
Why Use a Home Equity Loan?
- Lower Interest Rates – Usually cheaper than credit cards or unsecured loans
- Large Borrowing Power – Use your home’s value to fund major expenses
- Fixed Payments – Predictable monthly payments that fit your budget
- Flexible Use – Great for remodeling, college costs, medical bills, or debt payoff
Is It Right for You?
A home equity loan could be a smart option if you:
- Own your home and have built up some equity
- Need access to a larger amount of money
- Want steady monthly payments at a fixed rate
Ready to Use Your Equity?
Apply Now or contact us at 616-787-7481 to learn more.
| Under 80% LTV | 80-90% LTV | Under 80% LTV | 80-90% LTV |
|---|---|---|---|
| as low as 6.00% APR | as low as 7.00% APR | as low as 6.95% APR | as low as 7.95% APR |
| Term: 60 months or less | Term: 60 months or less | Term: 61 – 120 months | Term: 61 – 120 months |
Questions?
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