Freshen up your gifting with a Holiday Loan
Tackle seasonal expenses without the stress. River Valley Credit Union’s Holiday Loan gives you a simple, low-rate way to cover gifts, travel, and year-end surprises—then pay it off quickly with a 12-month repayment period.
What is a Holiday Loan?
A Holiday Loan is a short-term, fixed-rate personal loan designed for this time of year. It helps you avoid high-interest credit cards while keeping your budget predictable with one manageable monthly payment.
Why choose River Valley Credit Union?
- Low, competitive rates — designed to keep more jingle in your pocket.
- Fast, local decisions — apply in minutes; get a quick response.
- Simple 12-month term — pay it off fast with no prepayment penalty.
- One easy payment — set up automatic payments for extra convenience.
- Member-first service — as a member-owned credit union, your goals come first.
How it works
- Apply — Share a few details and we’ll get right to work.
- Get approved — Enjoy a streamlined review and quick decision.
- Receive funds — Use your loan for gifts, travel, or other holiday needs.
- Repay in 12 months — A clear end date and a stress-free plan.