Step by Step, Stage by Stage: We’re Here for You as You Become Parents

Expecting a Little One? We’ve Got You!

Becoming a parent is exciting—and a little overwhelming! We’re here to help you navigate the financial side so you can focus on the diapers, baby names, and all those cute firsts.

Prepping for Baby Expenses

A new baby comes with new costs, but don’t stress—we’ve got tools to help you prepare:

  • Budgeting for Baby: Diapers, daycare, doctor visits—it adds up! We’ll help you adjust your budget and plan for those extra expenses.
  • Savings Tips: We’ll help you build a baby fund with flexible savings options so you’re ready for the costs that come with your growing family.
  • Maternity/Paternity Leave Planning: We can help you plan financially if you’re taking time off work, so your bills don’t take a hit.

Adjusting Your Finances

Once the little one arrives, your financial priorities might shift. We’re here to help you manage the changes:

  • Revisiting Insurance: From term to whole life insurance, we’ll help you make sure your family is fully covered.
  • Family-Friendly Accounts: We offer flexible checking and savings accounts designed with families in mind, so managing everyday finances is a breeze.
  • Emergency Funds: Life is full of surprises, especially with a baby! We’ll help you set up or boost an emergency fund for peace of mind.

Planning for the Future

You’re not just planning for tomorrow—you’re planning for your child’s future. Let’s get a head start:

  • Financial Education: As your family grows, we’re here to offer tips and guidance on everything from budgeting with kids to smart saving for the future.
  • Home Sweet Home: If you’re thinking about upgrading to a bigger home, we’ve got mortgage options to help make room for your growing family.

We’re Here for You, Every Step of the Way

Becoming a parent is a beautiful, life-changing journey, and we’re honored to be part of it. At River Valley Credit Union, we’re here to help you manage the financial changes that come with parenthood—so you can focus on what really matters: your family.