Banking Solutions Tailored for You
At River Valley Credit Union, we offer a variety of accounts designed to meet your financial needs. As a member-owned cooperative, our focus is on providing you with personalized service, competitive rates, and the tools to achieve your financial goals.
Account Options
Savings Accounts
- Regular Savings
- Money Market Accounts
- Certificates of Deposit
- Christmas Clubs
- Youth Savings Programs
Checking Accounts
- No monthly or annual fees
- No minimum balance requirements
- Free debit and ATM cards
- Access to nearly 30,000 surcharge-free ATMs nationwide
- Overdraft Privilege and Protection options
Youth & Teen Accounts
- Youth Savings Accounts
- Teen Accounts with financial education tools
Health Savings Accounts (HSA)
- Tax-advantaged savings for medical expenses
Loyalty Rewards
- Earn points for using RVCU services and redeem them for rewards
Online & Mobile Banking
Manage your finances anytime, anywhere with our online services:
- Check balances and transfer funds
- Pay bills with It’s Me 247 Bill Pay
- Deposit checks using EasyDeposit
- Receive eStatements and eAlerts
- Control your cards with Card Suite Lite
Download our mobile app for convenient access on the go.
Membership Eligibility
You can join RVCU if you:
- Live, work, worship, or attend school in Kent, Montcalm, or Ionia County, Michigan
- Are over the age of 55 and receive a retirement annuity, pension, Social Security, or similar retirement income and reside in, or belong to a retirement organization located in, the aforementioned counties
Ready to Get Started?
Opening an account is simple:
- Visit any of our branches in Ada, Lowell, or Edmore, Michigan
- Join online through our website
For assistance, call or text us at 616-787-7481.
Contact Information
Email: members@myrivervalleycu.org
Phone: 616-787-7481
Routing Number: 272476239
Experience the RVCU difference—where your financial success is our priority.