Youth Savings & Teen Accounts for Ages 0โ€“17
Give your child or teen a head start on financial success โ€” with accounts made just for their age, goals, and future.


๐Ÿฆ– For Kids Ages 0โ€“12

Thrift T-Rex Savings Club

Let your little ones learn money basics while having big fun!

  • ๐ŸŽ‰ Fun Prizes & Contests โ€” Saving is exciting with rewards along the way!
  • ๐ŸŽ‚ Birthday Gifts โ€” Celebrating your childโ€™s special day, RVCU style.
  • ๐Ÿ’ธ Earn Interest โ€” Start building smart saving habits with earnings on $25+.

๐Ÿ”“ For Teens Ages 13โ€“17

Fast Track Program

Help your teen grow confidence, credit, and independence โ€” with banking tools made just for them.

Ages 13โ€“15

  • ๐Ÿ’ฐ Interest on $50+ โ€” Encourage goal-setting and real growth.
  • ๐Ÿ“ฒ Zogo App Access โ€” Learn about money + earn rewards = win-win.
  • ๐Ÿฆ Share Certificates โ€” Introduce higher-yield savings and longer-term thinking.

Ages 16โ€“17

  • ๐Ÿ”“ Build Credit Early โ€” Get a head start with discounted loan options (with a co-signer).
  • ๐Ÿง  Financial Education Tools โ€” Teach your teen the why behind their wallet.
  • ๐Ÿ› ๏ธ Safe & Supervised โ€” Teens explore independence with guidance from parents.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Why Parents Choose River Valley CU Youth Accounts:

  • โœ”๏ธ No monthly fees
  • โœ”๏ธ Safe, secure, and age-appropriate tools
  • โœ”๏ธ Teach real-world money skills from day one
  • โœ”๏ธ Build confidence and financial know-how

โœจ Open a Youth Account Today

Get your child or teen on the path to financial success โ€” with a trusted, local credit union that puts families first.

โžก๏ธ Open a Youth Account Now
๐Ÿ“ Or stop by any River Valley CU location to get started!