1. Stay in touch with your cards
There are plenty of resources available nowadays to help you keep in touch with your credit and debit cards. Our favorite is the MobiMoney app, available for Apple and Android devices. With MobiMoney, you can track your credit and debit card purchases, set up alerts, and create limits for when and where your card can be used. It’s a great way to stay in control of your cards!
2. Convert to eStatements
eStatements are one of the easiest steps to help you avoid identity theft. Mail statements are an easy target for identity predators because they contain so much personal information. eStatements are an easy-to-use alternative that are eco-friendly too!
Switch to eStatements when you login to online banking!
3. Only use your card on trusted sites
Online shopping can be fun and can save time and money. However, online shopping can be a big liability if you don’t take the right precautions. Try limiting your online shopping to sites that are safe and secure.
Signs that a site is safe for online purchases:
- Site doesn’t have popups
- There is an address listed for the business
- Look at the website address. A website that begins with “https://” is secure. A website that begins with “http://” is NOT secure.
- There is a return policy
- Prices aren’t unbelievably low to believe (a new iPad for $20 for example)
When in doubt, search the web for other customer’s experiences! Never make a purchase on a website you don’t trust.
4. Have a list of the contents of your wallet
Have a list of items in your wallet in case it is ever stolen. This makes it easier to call card carriers and cancel cards as soon as possible.
5. Protect your computer
Make sure you have up-to-date anti-virus and anti-spyware software on your computer, especially if you often do online shopping. If you use your card for purchases on your smartphone, make sure you have a secure passcode or a fingerprint recognition lock.
6. Always shred confidential documents
When you are discarding any documents with the following, always make sure to shred them:
- Account Numbers
- Social Security Numbers
- Personal Information
- Credit Card and Bank Statements
7. Consider subscribing to an anti-identity theft service.
Anti-identity theft services help protect you from identity theft and help you recover if you are the victim of identity theft. Some of the top-rated identity-theft services include:
- ID Watch Dog
- Credit Sesame
- Identity Force
8. Set up eAlerts
eAlerts are a great tool to help avoid identity theft. Easily set up text or email alerts for whatever you want–purchases over a certain amount, purchases during a certain date, or when your account reaches a certain level. Sign up on ItsMe247.
9. Keep personal documents secure
Unfortunately identity theft sometimes comes from those who we least expect it to–family members and those close to us. Keep important documents in a safe, secure in your home or in a safety deposit box.